Friday, April 13, 2012

2012 Subaru Tribeca 3.6R Limited w/Moonroof in Hartford

Familiarize yourself with the 2012 Subaru Tribeca!

Stylish and sophisticated, this car grips the pavement with authority! This model accommodates 7 passengers comfortably, and provides features such as: an automatic dimming rear-view mirror, power moon roof, and seat memory. It features all-wheel drive versatility, an automatic transmission, and a refined 6 cylinder engine.

We have a skilled and knowledgeable sales staff with many years of experience satisfying our customers needs. They'll work with you to find the right vehicle at a price you can afford. We are here to help you.

Saturday, April 7, 2012

FAQ

What factors determine the purchase price at the end of a lease?

Most leases rely exclusively on the residual value in determining the end of term purchase price. These closed-end deals require you to pay the fixed residual amount regardless of the actual market price. Open-end leases work differently in that the actual market value helps determine the purchase price. As a customer you are responsible for any difference between the residual and actual value when buying outright.

Wednesday, March 28, 2012

FAQ

Why lease?

Leasing ensures that you'll always drive a late-model vehicle, won't have to pay for warranty-covered repairs and won't have to bother with re-selling at the end.

2012 Subaru Impreza 2.0i Premium w/All-Weather Pkg in Hartford

Here's a great deal on a 2012 Subaru Impreza!

It offers the latest in technological innovation and style. Subaru prioritized fit and finish as evidenced by: a tachometer, adjustable headrests in all seating position and air conditioning. Smooth gearshifts are achieved thanks to the 2 liter 4 cylinder engine, and for added security, dynamic Stability Control supplements the drivetrain. All wheel drive maintains traction at all four corners.

Our knowledgeable sales staff is available to answer any questions that you might have. They'll work with you to find the right vehicle at a price you can afford. Come on in and take a test drive!

Friday, March 23, 2012

FAQ

How are loan rates determined?

The size of monthly loan payments depends on the amount borrowed, the length of the loan, the interest rate and other factors such as your credit history. Paying more money initially lowers the principal of the loan, thus reducing individual payments. At any period during the loan you may opt to pay off the principal in its entirety, at which point the title of the vehicle is transferred to you.

General loan specifications:

Down payment amounts may range between 10 to 20 percent of the vehicle's total cost, although some purchases require no down payment. A typical loan period is five years with an annual percentage rate around 8 percent. Some manufacturers offer lower rates, but be sure to investigate any associated conditions or clauses.

Wednesday, March 21, 2012

FAQ

Can extra fees and charges be financed?

Yes, registration, taxes, extended service plans and other supplemental charges may be included in the financing plan.

Monday, March 12, 2012

FAQ

How are monthly lease rates determined?

In formulating a monthly payment structure, a lessor is primarily concerned with the extent to which the vehicle will depreciate throughout the lease and the cost of borrowing money to finance the car during that period.

Three key elements:

First, the adjusted capitalized cost is determined. This figure represents the real purchase price after elements such as the down payment, incentive discount and trade-in credit are deducted from the capitalized (actual) cost, while any fees or charges (e.g. destination) are added.
Second, the residual value, or estimated value of the vehicle at the end of the lease, is determined and then subtracted from the adjusted capitalized cost to yield a depreciation figure. The residual value depends on the length of the agreement, expected mileage and make/model of the vehicle.
Finally, a lessor assesses the money factor, a number that correlates with the cost of borrowing money during the lease period.
While these terms may seem unfamiliar, the Federal Reserve Board now requires dealers to publicize all leases' down payment amounts, lengths, residual values and interest rates.

Wednesday, March 7, 2012

2012 Subaru Outback 2.5i Premium w/All-Weather Pkg in Hartford

Here's a great deal on a 2012 Subaru Outback!

A comfortable ride in a go-anywhere vehicle! Top features include a split folding rear seat, an automatic dimming rear-view mirror, heated seats, and more. Smooth gearshifts are achieved thanks to the efficient 4 cylinder engine, and all wheel drive keeps this model firmly attached to the road surface.

We offer competitive pricing, and the area's best shopping experience. Please don't hesitate to give us a call.

Wednesday, February 29, 2012

FAQ

How do loans and leases differ?

When you take out a loan, all of the money used to pay it off applies to your eventual ownership of the vehicle. The initial down payment and principal on the loan cover the total cost of the purchase. Lease payments, however, apply only to the use of the vehicle. The total sum of payments covers the vehicle's depreciation over the time you drive it and is usually less than the outright price of the vehicle.

When is ownership transferred?

When paid in full, a loan terminates and you assume ownership. Your bank sends you the title that had been held while the loan maintained an outstanding balance. When a lease period ends you forfeit the vehicle to the lessor, unless the lessor offers to sell the vehicle afterwards. During the entire lease period the lessor maintains ownership and simply allows you to use the car. Ownership is only transferred if you chose to buy the vehicle after the lease terminates.

Sunday, February 26, 2012

2012 Subaru Forester 2.5X Premium w/All-Weather Pkg in Hartford

Experience driving perfection in the 2012 Subaru Forester!

This is an excellent vehicle at an affordable price! Subaru prioritized fit and finish as evidenced by: heated seats, an overhead console, and the power moon roof opens up the cabin to the natural environment. Under the hood you'll find a 4 cylinder engine with more than 170 horsepower, and all wheel drive keeps this model firmly attached to the road surface.

We'd also be happy to help you arrange financing for your vehicle. Stop by our dealership or give us a call for more information.

Sunday, February 19, 2012

FAQ

What are the restrictions of driving a "borrowed" vehicle?

Annual mileage restrictions are a major limitation for customers who choose to lease. Lessors want their vehicles returned in saleable low-mileage conditions, so they place mileage caps on them. A typical yearly figure is between 12,000 and 15,000 miles. Beyond the established limit, fees accrue on a per-mileage basis, usually in the range of $0.10 to $0.25 per mile. So if most of your driving is local, leasing makes sense. However, if you consistently tack on 500 or more miles a week, definitely look into a loan.

Sunday, February 12, 2012

2012 Subaru Legacy 2.5i Premium w/All-Weather Pkg/Moonroof in Hartford

Load your family into the 2012 Subaru Legacy!

Demonstrating exceptional versatility, affordability and earth friendly maturity! Subaru infused the interior with top shelf amenities, such as: front bucket seats, power door mirrors, and 1-touch window functionality. Under the hood you'll find a 4 cylinder engine with more than 170 horsepower, providing a smooth and predictable driving experience. All wheel drive provides for safe passage, regardless of road or weather conditions.

We pride ourselves on providing excellent customer service. Stop by our dealership or give us a call for more information.

Wednesday, February 8, 2012

FAQ

Are loans available for used vehicles?

Yes, although they function somewhat differently from new car loans. A down payment of 20 percent or more is often required and the interest rate can be a point or two higher. Understandably, banks are more hesitant to loan money for used car purchases, as they would rather own a newer car if the borrower defaults. However, the market is full of good used vehicles, many of which are created by short term leasing.

Thursday, February 2, 2012

FAQ

What are the other virtues of a loan?

Loans are also sensible for those who want to customize their vehicles, plan on keeping their cars for long periods of time and plan to re-sell their vehicles to help recoup the costs of ownership or expenses of additional cars. For those who quickly wear vehicles out, loans may be safer bets as lessors often add "excessive wear" charges if the car is returned with wear over the limits established by the contract.

Thursday, January 26, 2012

FAQ

Are monthly payments necessary?

Unless you're in the position to pay cash for a new or pre-owned vehicle, you'll need to establish a payment plan to obtain that vehicle. Two options exist - taking out a loan or leasing.

Monday, January 23, 2012

2012 Subaru Impreza 2.0i in Hartford

Are you interested in a simply great car? Discerning drivers will appreciate the 2012 Subaru Impreza!

It offers the latest in technological innovation and style. Subaru paid particular attention to efficiency and practicalty with the following features: adjustable headrests in all seating position rear wipers, and 1-touch window functionality. Smooth gearshifts are achieved thanks to the efficient 4 cylinder engine, and for added security, dynamic Stability Control supplements the drivetrain. All wheel drive provides for safe passage, regardless of road or weather conditions.

Our knowledgeable sales staff is available to answer any questions that you might have. They'll work with you to find the right vehicle at a price you can afford. Come on in and take a test drive!

Friday, January 20, 2012

2012 Subaru Forester 2.5X Limited in Hartford

Discerning drivers will appreciate the 2012 Subaru Forester!

Both practical and stylish! All of the premium features expected of a Subaru are offered, including: heated seats, power moon roof, and power windows. Under the hood you'll find a 4 cylinder engine with more than 170 horsepower, providing a smooth and predictable driving experience. All wheel drive maintains traction at all four corners.

We pride ourselves in the quality that we offer on all of our vehicles. Please don't hesitate to give us a call.

Tuesday, January 17, 2012

FAQ

Which option makes the most sense?

The answer to this question depends on how you plan to use the vehicle. If you like the idea of driving a more expensive vehicle for a smaller monthly payment, leasing is a great option. However, if eventually owning the car is important, financing with a loan is the way to go.

Friday, January 13, 2012

Review

My salesperson Charles and the manager steve were just awesome.

Wednesday, January 11, 2012

Monday, January 9, 2012

Review

We were very pleased with our experience at Bertera Subaru. Issa was extermely helpful in securing the vehicle we wanted-driving to New Hampshire to retrieve it. He also helped our daughter with the buy-out of our old Forrester lease. Thanks for making the process fairly painless.

Sunday, January 8, 2012

Review

I ended up at this dealer's showroom accidently, on New Years day as my previous car dealer was closed for the holiday. Bertera prides themselves on being open every day except Christmas? I had been meaning to test drive a new Subaru Forester for several months but never had time. New Years day was the first opportunity and a good choice as some of the year end promotions were still in effect. I had done some checking on the internet first so had a general idea of what I could get in my price range. I met Chris Ledoux as I walked into the showroom. He is new to Bertera and new to car sales but had obviously done his homework as he was able to answer every question we had. Chris was very patient and low pressure and a very easy guy to spend a few hours with. We test drove several cars, anguished over color choices and ended up buying a Sage green 2011 Forester with Alloy wheel pkg that is pretty much a base model but still comes equipped with everything we wanted and more. If we weren't the last customers in the showroom, I might have tried to negotiate for the cargo cover which was a little bit more. I would definitely reccommend Chris Ledoux for a car purchase. The general manager of the dealership worked with us as well and was good natured and helpful. We also had a great experience with Lincoln, the finance manager who took care of every last minute thing. All in all, a very positive experience. Picking up the car was smooth and efficient. The new radio was even preset to our favorite station! So a great car at a great price while dealing with fair, good natured people. What more can you ask for?

Thursday, January 5, 2012

Review

I want to give some words of praise for Joe , who went out of his way to assist my husband and me August 14th, 2010, after our car had been stranded in New York State while heading from New York City toward Boston. Just outside of White Plains, NY, The trouble lights flashed, the air conditioning stopped working, then the car stopped working. I called ahead to tell the service manager, Joe, our situation. On the phone he was responsive, supportive, and assuring.

Monday, January 2, 2012

Review

The service at Bertera Subaru was excellent and sales person, Charles, was very helpful to finalize my selection. Any questions I had were all answered to my satisfaction. When I picked up the car the staff was very helpful in explaining the car's interior and exterior features.